I believe investing money for future is not a waste of money. I had mentioned this to M the other day and he wants to be able to be fluent in English. So even though I am saving up, I bought English learning text book for M as a present. So I did spend some money again but as long as I keep saving on other aspect it will be okay. After all I don’t know when we can get married right now. I hope we can get married next year.